Bad Credit Auto Loan Application
Banks look at your past. We look at your present. Apply based on your income, not just your credit score.
Collections OK Missed Payments OK Low Score OK
Step 1 of 12 • 3 minutes from finish
What type of vehicle are you looking for?
Choose the vehicle type that best fits your needs
Your Journey to Better Credit
An auto loan is one of the most effective tools to rebuild a broken credit score. By making your regular, manageable payments on time, our lenders report your positive behavior to major credit bureaus every single month.
Minimum Requirements
Valid Ontario driver's license
Monthly income of at least $1,800 (from employment, pension, ODSP, etc.)
Ability to verify income and residence
*Meeting minimum requirements does not guarantee approval terms but qualifies you for lender submission.