About Always Approved
We believe a three-digit credit score should not dictate your ability to drive to work or take your kids to school.
Our Mission
Founded on the principle that income matters more than history, Always Approved serves as a massive specialized auto brokerage operating throughout Ontario. While traditional banks rely on rigid, outdated algorithms that automatically decline scores under 650, we take a different approach.
We employ human underwriting criteria combined with a network of 65+ alternative and subprime lenders to secure approvals based on your current ability to pay, not your past mistakes.
65+ Lenders
We force banks and specialized institutions to compete for your business to secure the lowest possible subprime rate.
Provincial Reach
We partner with over 400 dealerships across Ontario to ensure your exact vehicle match is delivered straight to your door.
Why E-E-A-T Matters to Us
We know that applying for a bad credit car loan requires trust. That's why we enforce strict privacy controls on your data, exclusively utilize secure AES-256 encrypted applications, and only run credit pulls when mathematically necessary to finalize a deal, protecting your score from unnecessary inquiries.
Experience the difference today.
Skip the dealership embarrassment. Apply online from your couch and let us secure the financing first.
Begin Pre-Approval