Bad credit? No credit? Bankruptcy? No problem. We specialize in getting Ontarians approved when banks say no.
We've helped over 1,000 Ontarians get behind the wheel with our proven approval process
We work with 65+ lenders who specialize in bad credit, bankruptcy, and first-time buyers. We find you the best match.
Our service is completely free. We get paid by our lending partners, so you never pay a cent to get approved.
Every payment you make reports to credit bureaus. Most customers see their credit score improve within 6-12 months.
Over 1,000 Ontarians with bad credit have gotten approved. Here's what they have to say.
4.9/5.0 from 115+ verified reviews
"I was denied everywhere due to my bankruptcy. Always Approved got me into a reliable Honda within 48 hours. The process was so easy and everyone was incredibly helpful. I'm finally mobile again!"
Sarah M.
Toronto, ON
Honda Civic • Bankruptcy
"After years of bad credit, I thought I'd never drive again. The team found me a great SUV with payments I can actually afford. My credit score has already improved 80 points in 6 months!"
Michael T.
Mississauga, ON
SUV • Bad Credit
"As a single mom with no credit history, I was terrified I wouldn't qualify. They worked with me, explained everything clearly, and I drove away in a safe minivan for my kids. Forever grateful!"
Jennifer L.
Ottawa, ON
Minivan • No Credit
"Best car buying experience ever. No pressure, no hidden fees, just honest help. They approved me under an hour with a rate better than I expected given my past credit issues."
David K.
Hamilton, ON
Truck • Bad Credit
"I had a 520 credit score and multiple collection accounts. They still got me approved! Now I have a reliable car for work and I'm rebuilding my credit. Life-changing service."
Priya S.
Brampton, ON
Sedan • Bad Credit
"After my divorce destroyed my credit, I thought I was stuck. Always Approved found me a lender who understood my situation. Fair rates, transparent process, excellent communication throughout."
James R.
London, ON
SUV • Divorced/Bad Credit
"First-time buyer here with limited credit history. They were so patient, explaining every step. Got approved same day and now I'm building my credit with manageable payments!"
Amanda W.
Windsor, ON
Compact Car • First-Time Buyer
"Bankruptcy 2 years ago. No one would touch me except these guys. They found me a solid pickup for work and now I'm back on my feet. Can't thank them enough!"
Marcus J.
Kitchener, ON
Truck • Bankruptcy
"The entire process was stress-free. I applied online, got approved within 24hrs, and picked up my SUV the next day. They made bad credit financing feel easy and dignified."
Maria G.
Cambridge, ON
SUV • Bad Credit
Learn how to improve your credit and understand the financing process
Complete our simple application and get a decision in minutes. No obligation, no credit check to apply.
Step 1 of 12 • 3 minutes from finish
Choose the vehicle type that best fits your needs
Our approval specialists are standing by to help you get approved today.